The Top African States to Live in: Life Quality, Living Expenses, HDI and High Salaried Jobs

22 August 2024 Expat life

​Africa is a continent marked by a wide range of living standards, economic conditions, and professional opportunities. For those considering relocation or investment, factors such as quality of life, cost of living, Human Development Index (HDI), and availability of well-paying jobs can offer helpful guidance. Below is an updated overview of African countries that perform well across these key indicators.

Quality of Life In Africa

Living standards in Africa differ significantly from one country to another. Several nations have made notable progress in infrastructure, governance, and public services, contributing to improved quality of life. The Human Development Index (HDI), which considers health, education, and income, offers a useful way to compare these differences.

Seychelles boasts the highest nominal per capita GDP and the highest HDI ranking among African nations. This island nation is recognized for its political stability and economic success, with a diverse economy supported by finance, tourism, and agriculture. Seychelles’ strong governance and high standard of living make it an attractive destination for both locals and expatriates. ​

seychelles

Mauritius has transitioned from a low-income, agriculture-based economy to a diversified, high-income economy. It ranks second in Africa on the HDI and is recognized for stable governance, a well-regulated financial sector, and relatively low crime rates. Urban infrastructure and public services are generally well-developed, contributing to an overall high standard of living.

mauritius

Botswana has experienced one of the fastest growth rates in per capita income globally since its independence. Prudent management of diamond resources has led to impressive economic growth, enabling substantial investments in healthcare, education, and infrastructure. With a relatively high standard of living and the second-highest HDI in continental Sub-Saharan Africa, Botswana offers a stable and rewarding environment for residents and expatriates alike. ​

Aerial photo of a stretch of water and a winding river in Shakawe, Botswana. We can see a large expanse of unpopulated meadow with a few trees.

Despite limited natural resources, Cape Verde has achieved steady economic growth through a service-based economy centered on commerce, transport, and tourism. Since moving from “least developed” to “developing country” status in 2007, living conditions have improved, although infrastructure development is ongoing in some areas.

Photo of a woman cutting open a coconut with a machete in Cape Verde. She sells coconuts to tourists on the street.

Cost of Living in African Countries

The cost of living across African nations varies widely, depending on urbanization, import dependency, and local economic conditions. While Africa is generally more affordable than Western countries, there are notable differences between regions and countries.

While Mauritius offers a high standard of living, it also comes with a relatively higher cost of living compared to other African nations. Expenses such as housing, utilities, and groceries can be higher, particularly in urban areas. However, the quality of life, political stability, and economic opportunities often outweigh the higher costs for many expatriates.​

Aerial photo of the Paradis Beachcomber Golf Resort & Spa in Black River, Mauritius. The photo is heavenly, showing turquoise blue water, lush greenery and beautiful weather.

Seychelles, with its high per capita GDP, also has a higher cost of living. Imported goods can be expensive due to the country’s isolation, and housing costs are relatively high. Nevertheless, the excellent quality of life, stunning natural beauty, and robust economy make it a worthwhile destination for many.​

Photo of an infinity pool in the Seychelles at sunset. The clear sky is a beautiful shade of orange.

Botswana offers a moderate cost of living, with affordable housing and utilities, especially outside major cities. The country’s stable economy and investments in infrastructure contribute to reasonable living expenses, making it an attractive option for expatriates seeking a balance between cost and quality of life.​

A herd of elephants strolls through a meadow in Botswana. The sun's rays pass through the clouds in the overcast sky.

Cape Verde provides a relatively affordable cost of living, with lower expenses for housing, food, and transportation compared to more developed nations. The country’s improving infrastructure and growing economy contribute to a comfortable lifestyle at a reasonable cost.​

South Africa‘s cost of living varies significantly across its regions. Major cities like Johannesburg and Cape Town tend to have higher living expenses, particularly in terms of housing and utilities. However, these costs are often offset by the availability of high-quality amenities and services. In contrast, smaller towns and rural areas offer a lower cost of living, making South Africa a versatile option for various lifestyles and budgets.

Small group of penguins on a beach in Cape Town, South Africa.

Human Development Index (HDI) in African Countries

HDI scores reflect broader developments in health, education, and income. In recent years, several African nations have improved their HDI rankings through policy reforms, economic investment, and infrastructure projects.

Seychelles leads the African continent with the highest HDI, reflecting its high life expectancy, access to quality education, and substantial per capita income. This achievement underscores the nation’s commitment to social development and economic prosperity.

seychelles

Mauritius ranks second in Africa on the HDI, showcasing its successful transition to a high-income economy. The country’s investments in education, healthcare, and economic developmenthave contributed to a high standard of living and long life expectancy. With low crime rates, a stable government, and a strong economy, Mauritius continues to be an attractive destination for professionals and expatriates.

Aerial photo of the Paradis Beachcomber Golf Resort & Spa in Black River, Mauritius. The photo is heavenly, showing turquoise blue water, lush greenery and beautiful weather.

Botswana has one of the highest HDI scores in Sub-Saharan Africa due to its strong economic growth, political stability, and effective governance. The country has invested heavily in healthcare and education, significantly improving life expectancy and literacy rates. Additionally, Botswana’s economic freedom and ease of doing business make it an excellent choice for expatriates seeking opportunities in industries such as mining, finance, and tourism.

Sunset in Botswana. The tall trees are reflected in the water.

South Africa ranks among the top African countries in HDI due to its developed infrastructure, diverse economy, and access to high-quality healthcare and education. Major cities like Johannesburg, Cape Town, and Durbanoffer modern amenities and a high standard of living. However, income inequality remains a challenge, with significant disparities between urban and rural areas.

A young man stands on top of a cliff overlooking the town of Cape Town in South Africa.

Rwanda has made remarkable progress in human development over the past two decades. The government has focused on economic growth, healthcare, and education reforms, leading to a significant increase in life expectancy and literacy rates. Rwanda is now known for being one of the cleanest, safest, and fastest-growing economies in Africa, making it an emerging destination for expatriates and investors.

Beige concrete houses in a residential neighbourhood along a road in the city of Kigali in Rwanda. The houses are all similar and terraced. It evokes an affluent neighbourhood of the city.

Morocco is one of the most developed countries in North Africa, ranking high on the HDI due to its strong economy, modern infrastructure, and political stability. Cities like Casablanca and Marrakesh offer a mix of traditional culture and modern urban living. Morocco’s strategic location between Europe and Africa makes it an attractive hub for international businesses and trade.

Crowded streets of the city of Marrakech in Morocco. The photo was taken above a market square in the city centre at the end of the day.

High-Salaried Jobs in Africa

Job opportunities vary by country and sector. The following roles typically offer higher-than-average salaries in Africa, especially in urban centers and developed industries:

  • Medical Professionals (Doctors & Surgeons) – Countries like South Africa, Mauritius, and Morocco offer competitive salaries for skilled healthcare professionals.
  • IT & Tech Experts – With Africa’s digital transformation, tech hubs in Kenya, Nigeria, and South Africa are providing lucrative salaries for software developers, data analysts, and cybersecurity experts.
  • Mining & Engineering RolesBotswana, Namibia, and South Africa have thriving mining industries, offering high-paying roles for engineers and geologists.
  • Finance & Investment Banking – Countries like Mauritius and South Africa have well-developed financial sectors, attracting top finance professionals.
  • Tourism & Hospitality – Destinations like Seychelles, Cape Verde, and Morocco provide lucrative opportunities in high-end tourism and luxury hospitality management.

Climate and Natural Attractions

Africa’s diverse climate and geography are often seen as additional benefits for those living on the continent. From tropical coastlines to savannahs and mountains, natural attractions add to the appeal of everyday life.

  • Sahara Desert (North Africa) – Spanning across Algeria, Egypt, Morocco, and Tunisia, the Sahara Desert offers stunning landscapes and cultural experiences.
  • Victoria Falls (Zambia/Zimbabwe) – One of the largest and most famous waterfalls in the world, attracting thousands of tourists and adventure seekers.
  • Serengeti National Park (Tanzania) – A world-famous wildlife reserve, home to the annual Great Migration of wildebeest and zebras.
  • Table Mountain (South Africa) – An iconic landmark in Cape Town, offering breathtaking panoramic views of the city and ocean.
  • Mauritian Beaches – Mauritius boasts some of the most beautiful beaches in the world, perfect for those who love tropical island living.

Conclusion

Africa is home to several countries that offer comparatively high standards of living, strong economic growth, and increasing job opportunities. While challenges remain in many regions, nations like Seychelles, Mauritius, Botswana, South Africa, Rwanda, and Morocco have demonstrated consistent progress in areas that matter most to residents and expatriates.

Choosing where to live or work in Africa depends on individual preferences, including cost of living, career prospects, and lifestyle priorities. A careful evaluation of economic conditions, social infrastructure, and personal goals can help individuals identify the location that best fits their needs.

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