Feel safe with International Health Insurance. Everywhere in the World.
Get your health covered for your new life abroad. Enjoy our worldwide coverage anytime, wherever you call home. From emergency support to preventive care, we have got you covered 24/7 and ensure you full peace of mind.
Approved by international clients ✨
“Excellent service. The reimbursement process was very smooth and efficient. I’ve had healthcare insurance from other providers in the past, but none were as efficient.” Stevie
“I use Foyer Global Health since many years for my family. We have been to various countries and Foyer Global Health remains a trusted partner on our side.” Thomas
Worried about finding reliable health coverage abroad?
With Foyer Global Health, you do not have to worry anymore about any unexpected medical costs, language barriers or hidden fees. Thousand of expats and digital nomads already trust us to protect their health abroad.
Thanks to our unlimited coverage* and 24/7 medical assistance, you need not worry about any health expenses or mishaps anymore.
*no annual overall limit of coverage
Visit the health provider and hospital of your choice, everywhere in the world. For minor health issues, online consultation takes over and allow to receive a quick diagnosis and prescription.
Manage your contract and all your claim requests directly in your client portal, in a fully digitalised experience.
Let’s discover your health plan
Choose from our 3 levels of coverage, ESSENTIAL, SPECIAL and EXCLUSIVE. Each plan offers a different range of benefits and coverage limits, from inpatient to outpatient care.
Essential is the right choice if you require medical assistance or treatment in case of illness or emergency.
Special is the best choice if you require comprehensive coverage and seek peace of mind in any situation.
Our plan dedicated to you if you are looking for best-in-class coverage. Our most comprehensive health insurance plan.
We do more than provide insurance.
We stand by you.
Get advice from real expats
From initial contact through to the duration of your contract, you benefit from the tips and the expertise of our teams composed of expats themselves. They are in the best position to understand your needs and struggles.
Adapted to all global citizens
Whatever your profile or situation, we find the plan that perfectly suits your duration and coverage needs:
- You move abroad to work, study, or start a new chapter of your life
- Alone, with your partner or your family
- You are a professional, employee, independent, freelancer…
Overall well-being
With our coverage plans, not only your health concerns are addressed, but also your overall well-being. Benefit from regular checkups, travel vaccinations and well-being treatments all year round. Join our wellness program or request mental health coaching, whenever you need it.
Why choose
Foyer Global Health
✔️ We have decades of experience in international health insurance for expatriates. Enjoy an unique experience with our customized care and flexibility.
✔️ Thousands of expats around the world trust us and consider us as their reliable health partner abroad.
✔️ Moving abroad is not always easy; we prioritise your overall well-being, ensuring comfort, security and a positive experience beyond your health.
Want to know more about expat insurance?
Read our FAQ 👇
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How does international health insurance work?
International health insurance is medical coverage designed to protect anyone expatriating or living abroad. It offers you peace of mind in the event of unforeseen health problems during your expatriation: you can benefit from the best medical care without worrying about the costs involved.
Healthcare systems vary from country to country in terms of quality, coverage, costs and access to care. The healthcare services in the country to which you are planning to expatriate may be very different from those in your current country, with a marked difference between public and private healthcare services.
If you’re moving abroad for work purposes, your employer may be able to offer you suitable private medical cover. In any other situation, international health insurance will be essential to protect you and any family members who may accompany you. To find out more about our range of products, take a look at our different cover options.
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Why an International Health Insurance is not a Travel Insurance?
International Health insurance, also referred to as International Private Medical Insurance, or IPMI, is intended for people who are going to live abroad for several months or years. If you plan an expatriation for over 3 months, then a worldwide health insurance is a must. It is meant for expats, students, globetrotters, families going abroad on a sabbatical, etc. In a nutshell, to any planning to live abroad for a mid to long-term duration.
Travel insurance are designed for short stay only, usually less than three months, and primarily for people going for a holiday, for sightseeing or visiting family and friends abroad. It is not suited for individuals or families who are planning to reside abroad for many months as the cover is usually far more limited.
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What are the benefits of an international health insurance?
The perks of an international health insurance are the flexibility and the convenience of having a comprehensive worldwide coverage. You can ask for a customized plan that will cover in many different countries, so you can travel out of your new residence country without limit. You are not only cover for emergency, evacuation and repatriation, but also for regular check-ups and day-to-day medical expenses. For all these reasons, expat health insurance is the best solution for an expat and his family.
With Foyer Global Health, you can choose between different levels of coverage at a competitive pricing, depending on your specific needs. And for all plans, the coverage is unlimited: there is no annual limit, so do not have to worry in case of serious illness or major issues.
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Why is it important for expats to have an International Health Insurance?
As an expat, you have specific health needs since you are going to live abroad for a long period of time. You will need to be covered for both emergency situations and daily care. An international medical insurance gives you the guarantee that you will get quality private health care regardless of which country you move to and whatever local healthcare system is in place. You will be covered in your home country as well as in your country of expatriation. Believe us, an international health insurance is a must for every expat abroad!
Still not sure if our international health insurance is the right solution for you? We make sure you get all the answers you need!
Health coverage
Plans in detail
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Meaning of the icons
Covered with limits
Not covered
You are on
Exclusive
You are on
Special
You are on
Essential
Accommodation in a private or semi-private room Unlimited Unlimited Unlimited Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) Unlimited Unlimited Unlimited Hospital charges, including operating theatres, intensive care wards and laboratories Unlimited Unlimited Unlimited Surgery and anaesthetics Unlimited Unlimited Unlimited Outpatient surgery instead of inpatient treatment Unlimited Unlimited Unlimited Drugs and dressings Unlimited Unlimited Unlimited Physiotherapy, including massages Unlimited Unlimited Unlimited Therapies, including medical massages, ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy Unlimited Unlimited Unlimited Therapeutic aids and appliances Unlimited Covered with limits If needed as a lifesaving measure, such as cardiac pacemakers. Up to €2,000 for therapeutic aids and appliances, such as artificial limbs and prostheses. Must be adjusted during the inpatient stay and remain in or on the body. In Addition €2,000 of artificial Limps and Protheses (not dentures!)Covered with limits Must be adjusted during the inpatient stay and remain in or on the bodyMaternity care and childbirth, services of a midwife or obstetric nurse in the hospital Covered with limits Up to €20,000. Waiting period of 10 monthsCovered with limits Up to €5,000. Waiting period of 10 monthsNot covered Complications of pregnancy and childbirth Covered with limits Waiting period of 10 monthsCovered with limits Waiting period of 10 monthsNot covered Newborn care Unlimited Unlimited Not covered Congenital conditions Covered with limits Up to a maximum of €200,000 per lifetime. Seperated Limit for Inpatient €200,000 and for outpatient €200,000Covered with limits Up to a maximum of €150,000 per lifetime. Seperated Limit for Inpatient €150,000 and for outpatient €150,000Covered with limits Up to a maximum of €100,000 per lifetime. Seperated Limit for Inpatient €100,000 and for outpatient €100,000Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer Unlimited Unlimited Unlimited Bone marrow and organ transplants (costs for donor and receiver) Covered with limits Cost for the search for Organ or Donor are not coveredCovered with limits Up to a maximum of €200,000 per lifetime. Cost for the search for Organ or Donor are not covered.Covered with limits Up to a maximum of €150,000 per lifetime. Cost for the search for Organ or Donor are not covered.Psychiatric treatment Covered with limits After written pre-approval. Waiting period of 10 monthsCovered with limits After written pre-approval. Waiting period of 10 monthsCovered with limits After written pre-approval. Waiting period of 10 monthsInpatient psychotherapy Covered with limits After written pre-approval. Waiting period of 10 monthsCovered with limits After written pre-approval. Waiting period of 10 monthsNot covered Parent accommodation during inpatient treatment of a minor child up to 18 years Unlimited Unlimited Unlimited Nursing care at home and domestic help, instead of a hospital stay Covered with limits Up to 90 days after written pre-approval. Only applicable if inpatient stay is shortened – pre-approval is needed. Applies for each inpatient stay.Covered with limits Up to 60 days after written pre-approval. Only applicable if inpatient stay is shortened – pre-approval is needed. Applies for each inpatient stay.Covered with limits Up to 30 days after written pre-approval. Only applicable if inpatient stay is shortened – pre-approval is needed. Applies for each inpatient stay.Substitute hospital cash plan benefit, for treatments not claimed with us. Covered with limits €200 per dayCovered with limits €150 per dayCovered with limits €75 per dayInpatient follow-up rehabilitation Covered with limits Up to 35 days after written pre-approval.Covered with limits Up to 28 days after written pre-approval.Covered with limits Up to 21 days after written pre-approval.Hospice Covered with limits Up to 9 weeks.Covered with limits Up to 7 weeks.Covered with limits Up to 5 weeks.Day care Covered with limits Definition of Day care: wihtin hospital of min 8 hr – max. 24 hours.Covered with limits Definition of Day care: wihtin hospital of min 8 hr – max. 24 hours.Covered with limits Definition of Day care: wihtin hospital of min 8 hr – max. 24 hours.Transport to the nearest suitable hospital for initial treatment following an accident or an emergency Unlimited Unlimited Unlimited -
Meaning of the icons
Covered with limits
Not covered
You are on Exclusive
You are on Special
You are on Essential
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) Unlimited Unlimited Unlimited Chemotherapy, oncological drugs and treatment Unlimited Unlimited Unlimited Health Checks Covered with limits Up to €500Covered with limits Up to €250Not covered Maternity care and childbirth, services of a midwife or obstetric nurse Covered with limits Up to €20,000. Waiting period of 10 monthsCovered with limits Up to €5,000. Waiting period of 10 monthsNot covered Complications of pregnancy and childbirth Covered with limits Waiting period of 10 monthsCovered with limits Waiting period of 10 monthsNot covered Congenital conditions Covered with limits Up to a maximum of €200,000 per lifetime. Seperated Limit for Inpatient €200,000 and for outpatient €200,000Covered with limits Up to a maximum of €150,000 per lifetime. Seperated Limit for Inpatient €150,000 and for outpatient €150,000Covered with limits Up to a maximum of €100,000 per lifetime. Seperated Limit for Inpatient €100,000 and for outpatient €100,000Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings Covered with limits Up to €5,000Covered with limits Up to €2,500Covered with limits Up to €1,000Speech therapy Covered with limits After written pre-approvalCovered with limits After written pre-approvalNot covered Psychiatric treatment Covered with limits After written pre-approval. Waiting period of 10 monthsCovered with limits Up to €5,000 after written pre-approval. Waiting period of 10 monthsCovered with limits Up to €1,000 after written pre-approval. Waiting period of 10 monthsOutpatient psychotherapy Covered with limits After written pre-approval. Waiting period of 10 monthsCovered with limits After written pre-approval. Waiting period of 10 monthsNot covered Drugs and dressings Unlimited Unlimited Unlimited Over-the-counter drugs Covered with limits Up to €100Covered with limits Up to €75Covered with limits Up to €50Physiotherapy, including massages Unlimited Covered with limits Up to 20 sessions per insurance yearCovered with limits Up to 15 sessions per insurance yearTherapies, including medical massages, ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy Unlimited Covered with limits Up to 10 sessions per insurance yearNot covered Therapeutic aids and appliances Covered with limits Therapeutic aids differentiated between: List of therapeutic aids without pre-approval & List of therapeutic aids with pre-approval.Covered with limits Up to €1,000. Therapeutic aids differentiated between: List of therapeutic aids without pre-approval & List of therapeutic aids with pre-approval.Covered with limits Up to €750. Therapeutic aids differentiated between: List of therapeutic aids without pre-approval & List of therapeutic aids with pre-approval.Vaccinations and immunization Unlimited Covered with limits Up to €250Not covered Vision aids, including an eye test Covered with limits Up to €250Covered with limits Up to €150Not covered Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency Unlimited Unlimited Unlimited Infertility treatment Covered with limits 50% Up to €15,000 for each insured couple, per lifetime Waiting period of 24 months. Requirements:
– Woman not older than 40, Men not older than 50 at date of the first attempt.
– Reason for treatment must be organic caused infertilityCovered with limits 50% Up to €7,500 for each insured couple, per lifetime Waiting period of 24 months. Requirements:
– Woman not older than 40, Men not older than 50 at date of the first attempt.
– Reason for treatment must be organic caused infertilityNot covered -
Meaning of the icons
Covered with limits
Not covered
You are on Exclusive
You are on Special
You are on Essential
Two preventive check-ups per insurance year Unlimited Unlimited Not covered X-rays Unlimited Unlimited Not covered Scale-and-polish cleaning Unlimited Unlimited Not covered Treating oral mucosa and gingiva Unlimited Unlimited Covered with limits Pain relief onlySimple fillings Unlimited Unlimited Covered with limits Pain relief onlySurgery, extractions, root-canal treatment Unlimited Unlimited Covered with limits Pain relief onlyNight guard Unlimited Unlimited Not covered Accidental dental treatment Unlimited Unlimited Not covered -
Meaning of the icons
Covered with limits
Not covered
You are on Exclusive
You are on Special
You are on Essential
Major dental services Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered Dentures (for example, prostheses, bridges and crowns, inlays) Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered Implants Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered Orthodontic treatment (for children under 18) Covered with limits Up to €5,000. Waiting period of 10 monthsCovered with limits Up to €2,000. Waiting period of 10 monthsNot covered Dental laboratory work and materials Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered Treatment plan Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered Accidental dental treatment Covered with limits Reimbursement for the following benefits up to €5,000 Waiting period of 10 monthsCovered with limits Reimbursement for the following benefits up to €2,000 Waiting period of 10 monthsNot covered -
Meaning of the icons
Covered with limits
Not covered
You are on Exclusive
You are on Special
You are on Essential
24-hour phone and email service with experienced counsellors, doctors and specialists Unlimited Unlimited Unlimited Medical evacuation Unlimited Unlimited Unlimited Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) Unlimited Unlimited Unlimited Support and information (by our medical service, second opinion, monitoring the course of the illness) Unlimited Unlimited Unlimited Guarantee of payment (GOP) (preparing for a stay in hospital) Unlimited Unlimited Unlimited Advance payment Unlimited Unlimited Unlimited Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms Unlimited Unlimited Unlimited Support in organising a “doctor-to-doctor” discussion Unlimited Unlimited Unlimited Assistance in choosing the prescribed medication, comparable preparations and their side effects Unlimited Unlimited Unlimited Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) Unlimited Unlimited Unlimited -
Meaning of the icons
Covered with limits
Not covered
You are on Exclusive
You are on Special
You are on Essential
Return travel to the country of residence Covered with limits In case a medically necessary evacuation for treatment of the insured person has taken place the insurer refunds the cost (up to €3,000) of return travel to the country of residence after written pre-approval.Covered with limits In case a medically necessary evacuation for treatment of the insured person has taken place the insurer refunds the cost (up to €3,000) of return travel to the country of residence after written pre-approval.Covered with limits In case a medically necessary evacuation for treatment of the insured person has taken place the insurer refunds the cost (up to €3,000) of return travel to the country of residence after written pre-approval.Compassionate family visit Covered with limits Up to €3,000, if the inpatient treatment lasts at least 7 days and the insurer’s cost payment guarantee is available.Covered with limits Up to €3,000, if the inpatient treatment lasts at least 7 days and the insurer’s cost payment guarantee is available.Covered with limits Up to €3,000, if the inpatient treatment lasts at least 7 days and the insurer’s cost payment guarantee is available.Delayed return trip Covered with limits Up to €3,000Covered with limits Up to €3,000Covered with limits Up to €3,000Getting hold of and shipping vital medication Unlimited Unlimited Unlimited Return transport or care for children up to 18 years old Unlimited Unlimited Unlimited Help with psychological problems possibly caused by the stay abroad Covered with limits Psychological and therapeutic help by phone Up to five callsCovered with limits Psychological and therapeutic help by phone Up to five callsCovered with limits Psychological and therapeutic help by phone Up to five callsReturn of mortal remains Covered with limits Up to €10,000Covered with limits Up to €10,000Covered with limits Up to €10,000Document storage (safe custody, help in getting replacements) Unlimited Unlimited Unlimited Organizing help if you have legal difficulties Unlimited Unlimited Unlimited Arranging intercultural training (ex: information on local culture) Unlimited Unlimited Unlimited Arrangement of a relocation service Unlimited Unlimited Unlimited
Not sure which plan to choose?